July is bringing in a wave of savings with major retailers like Lowe’s and Home Depot offering discounts on appliances, tools, and patio furniture until July 10th. Wayfair is hosting a 4th of July sale until July 7th with deals like 55% off outdoor furniture and 70% off area rugs. J.Crew is having an end-of-season sale until July 8th where you can get an extra 60% off using the code JULY. Nordstrom’s anniversary sale starts on July 15th, with early access for Nordy Club members on July 9th. Ulta Beauty's summer sale until July 13th offers up to 45% off on haircare, skincare, and makeup. And don’t forget about Amazon Prime Day on July 16th and 17th, with savings up to 40% on school supplies. For more consumer advice, email Jeff Rossen at RossenResponds@hearst.com.