The housing industry is facing a new crisis with insurance troubles on the rise. Property insurers are limiting policies, tightening underwriting, raising rates, or completely pulling out of certain markets like California, Florida, and Texas. Small landlords are particularly feeling the squeeze, with 80% expressing worry about future premium hikes. One landlord in Fort Lauderdale saw his insurance costs soar by $600 to $700 monthly, impacting his ability to cover mortgage costs and make property improvements. In Ohio, twin brothers are navigating increased risk and stricter requirements from insurers. Across the country, homeowners are facing soaring insurance rates, with some even losing coverage entirely. As extreme weather events escalate, the situation is expected to worsen. The looming threat of an active hurricane season adds to the uncertainty, leaving many wondering about the future of the housing market amidst these insurance challenges.