Target will no longer accept personal checks starting July 15, following a national trend of declining check usage among Americans. Once a popular payment option, only half of all Americans now write checks annually, compared to nine out of 10 in 2009. The decision also reflects Target's low check usage in its stores, with other payment options such as PayPal, Venmo, and Zelle gaining popularity. Customers can still pay with cash, digital wallets, credit/debit cards, and SNAP/EBT. This change comes shortly after the company's Red Circle sales event, signaling a shift towards more modern and convenient payment methods. Target's decision to phase out personal checks supports the evolving preferences of its shoppers and aligns with the growing digital trend in the retail industry.